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The Kodinar Taluka Co. Operative Banking Union Ltd. | Design by
SOFT-TECH SOLUTIONS
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Short Term Agriculture Loans |
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1 |
K.C.C. CROAP LOAN (KISHAN CREDIT CARD) |
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(i) Individual |
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Up to Rs. 300000 |
7.00% |
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Above Rs.300000 |
11.50% |
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(ii) Societies |
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Up to Rs. 300000 |
6.00% |
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Above Rs.300000 |
9.50% |
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2 |
K.C.C. 30% (Post Harvesting, House hold , Consumption and Farm assets Maintenance ) |
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(i) Individual |
11.00% |
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(ii) Societies |
9.50% |
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Short Term Non-Agriculture Loans |
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3 |
Clean Cash Credit |
12.00% |
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4 |
Hypothication Cash Credit |
12.00% |
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5 |
Working Capital Cash Credit |
12.00% |
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6-A |
Micro Finance Cash Credit Up to 1 Lakh |
11.00% |
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6-B |
Micro Finance Cash Credit Above 1 Lakh |
12.00% |
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7-A |
Sakhi Mandal /Self Help/ JLG Groups Cash Credit to |
11.00% |
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7-B |
Sakhi Mandal /Self Help/ JLG Groups Cash Credit to Individual |
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8 |
Pledge Cash Credit |
10.00% |
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9 |
PACS Clean Cash Credit |
10.50% |
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10 |
Salary Earners Societies |
9.50% |
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11 |
Loan Against Gold & Silver Ornaments |
9.50% |
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12 |
Loan Against Deposit |
Extra 2% on FD Interest Rate |
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Agriculture Medium Term Loan |
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Minor Irrigation Loans(Under Project Lending Scheme) |
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13 |
(i) Individual |
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UGC Pipe line |
11.50% |
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Drip Irrigation |
11.50% |
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14 |
(ii) Societies |
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UGC Pipe line |
10.00% |
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Drip Irrigation |
10.00% |
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15 |
Farm Mechanization Loans |
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(i) Individual |
11.50% |
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(ii) Societies |
10.00% |
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16 |
Dairy Development Loans |
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(i) Individual |
11.50% |
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(ii) Societies |
10.00% |
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17 |
Small Scal Industies Loans |
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(i) Individual |
12.00% |
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18 |
Non Farm Sector Loans |
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(i) Individual |
12.00% |
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19 |
Vehicle Loans |
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Individual |
10.00% |
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Societies |
9.00% |
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20 |
Consumption Loans To Employees Against Salary |
12.00% |
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21 |
MT Loan to Agri Clinic Agri Business Centre (ACABC) |
12.00% |
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22-A |
Car Loans Fix Rate |
10.00% |
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22-B |
Car Loans Floting Rate |
9.50% |
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23 |
EV Two Wheelers/Four Wheelers Loan |
10.00% |
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24 |
Car Loan to Pacs |
9.00% |
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25 |
Cold Storage loans |
12.00% |
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26 |
SRTO Motor Vehicle Loans |
10.00% |
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27 |
Solar Loan |
10.00% |
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Agriculture Long Term Loans |
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28 |
Farm Mainteinance Loans |
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Individual |
11.50% |
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Societies |
10.00% |
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29 |
Farm Godown Loans |
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(i) Individual |
11.50% |
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(ii) Societies |
10.00% |
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Non- Agriculture Long Term Loans |
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30 |
Loans against Property |
10.00% |
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31- A |
Housing Loans – Fix Rate |
9.50% |
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31-B |
Housing Loans– Floting Rate |
9.25% |