The Kisan Credit Card scheme aims at providing adequate and timely credit support from the banking system under a single window with the flexible and simplified procedures to the farmers for their cultivation and other needs as indicated below :

To meet the short term credit requirements for the cultivation of crops;

Post-harvest expenses;

Produce marketing loan;

Consumption requirements of farmer household;

Working capital for maintenance of farm assets and activities allied to agriculture;

Investment credit requirement for agriculture and allied activities

Interest Subvention Scheme applicable upto 3.00 Lacs :- GOI 3.00% & GOG 4.00%