5 Year's Financial Position

(Rs.in Lakhs)

Sr. No. 

Particulars

2021-22

2022-23

2023-24

2024-25

2025-26

1

Share Capital 

1197.61

1270.96

1345.66

1457.56

1625.84

2

Reserves & Surplus

2236.98

3004.35

3429.03

3913.8

4555.95

3

Deposits

28657.04

32318.47

37412.33

44016.45

51207.63

(i)

CASA Deposit

15851.41

16839.5

19123.58

22377.01

24389.68

(ii)

Term Deposit

12805.63

15478.97

18288.75

21639.44

26817.95

4

Borrowings

4285.46

5563.22

7364.91

5606.06

5794.86

5

Investments 

5181.02

6173.58

7525.88

8239.63

9725.93

(i)

SLR

5158.77

5951.33

7103.63

8217.38

9703.68

(ii)

Non-SLR

22.25

222.25

422.25

22.25

22.25

6

Loans & Advances

23939.42

27099

29403.55

36163.48

45008.33

(i)

Short Term

18619.9

20938.59

22481.11

28230.3

37181.98

(ii)

CC/OD

3030.42

3440.78

4021.97

4357.39

4673.71

(iii)

Medium Term /Long Term

2289.1

2719.63

2900.47

3575.79

3152.64

7

Total Income 

2742.66

3047.1

3481.49

4057.14

4735.21

(i)

Operating Income

2482.04

2755.78

3093.17

3696.69

4459.61

(ii)

Other Income 

260.62

291.32

388.32

360.45

275.60

8

Total Expenses

2349.68

2545.03

2900.59

3374.32

3973.86

(i)

Operating Expenses

1403.97

1458.06

1804.83

2103.58

2596.35

(ii)

Other Expenses

945.71

1086.97

1095.76

1270.74

1377.51

9

(+) Profit/Loss (-) for the year

392.98

502.07

580.9

682.82

761.35

10

Recovery (%)

96

96.93

96.73

97.35

97.56

11

CD Ratio

83.54

83.85

78.59

82.16

87.89

12

ID Ratio

18.08

19.1

20.12

18.72

18.99

13

CRAR %

12.19

13.36

13.29

15.73

13.41

14

Gross NPA (in Amt.)

698.53

734.66

648.23

649.1

609.16

(i)

Gross NPA %

2.92

2.71

2.2

1.79

1.35

15

Net NPA (in Amt.)

0

0

0

0

0

(i)

Net NPA %

0

0

0

0

0

16

Accumulated Losses

0

0

0

0

0

17

Cost of Management %

1.99

1.97

1.76

1.86

1.56

18

Cost of Fund %

4.22

3.81

4.2

4.36

4.45

19

Net Interest Margin %

4.27

3.39

3.69

3.83

3.38

20

Return on Assets %

1.18

1.31

1.35

1.4

1.31

21

No. of Branches

13

13

13

13

13

22

Networh

2775.71

3667.7

4410.06

4797.01

5695.63

23

Productivity

(i)

Per Branch

4045.88

4570.57

5139.68

6167.69

7401.23

(ii)

Per Employee

611.59

733.55

824.89

1027.95

1336.33